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In NCR mostly has iphone and they communte daily on sharing e-rickshawa😂😅😂😅😂😅

HDFC almost ruined my life with their Lifetime free credit card 😢 CC is just a trap. Never ever falling for that sh*t

Joint family is far better then a nuclear family (it's coming from a only child in a nuclear family)

Amazing analysis

Please also include the rental income as well while calculating the real estate valuation.

F1 means **** one.

Im 22 and my father is 58 !!! I aint making any bad decisions tgat my parents made (life , financial) And by FIRE I'll jump into politics so ill be needing damm more money then normal retirement 🙂

👍🏼

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

Gauging by the comments, and video content its clear why we are this mess as the education around risk and accountability are so low in our country. personal loan vs credit card - high interest rate reflects riskiness therefore you can easily get a loan on credit card vs personal loan. So don’t make an assumption that people buying a bike on credit card can actually get a personal loan. credit cards are not meant for buy everything on credit card. Advanced markets have regulatory authority to stop predatory practices on businesses. There is a reason why EU or even US regulators force financial institutions to make rules for separation of duties. A prime example is how you are talking about good of credit card while also talking about bad. Thats NOT separation of duties. Your intensions maybe right but understanding of the the issue is very poor. If consumer were able to protect themselves against market forces govt. regulators wouldn’t be needed and govt. would be paying you and others to make content to educate people.

Bhai ne standard of living growth toh calculate kiya hi nahi...wo bhi toh badhta rehta h...main aaj jese jeeta hu, wese 5 saal baad bhi jiyunga kya?

Bhai ne standard of living growth toh calculate kiya hi nahi...wo bhi toh badhta rehta h...main aaj jese jeeta hu, wese 5 saal baad bhi jiyunga kya?

Ive made 3 lakhs in just one year with trading 😊😊

Jab country mai instability ati hai baki financial assets and properties ka value nahi rehta hai sirf gold ki value rehjati hai to gold bhi hona chaiea as investment in coins or biscuits for diversification

What if i have to switch to different mutual fund under same AMC

Nice ,sir

The debt takes away all the joy of owning any luxury.

No motilal midcap? No quant flexi?

बहुत जबरजस्त समझाया सर आपने

why not alfa

why not pharma

Black money hoga to kya kare ?

Guys dekho iphone lena galat nhi hota. Galat sirf uske liye hota hai jiske paas paise nhi hote. Yaar jiska monthly profit 1.5-2 Laks ka hai uske liye kya farak padta hai !!! Hai ki nhi . Dekha jaye toh iphone aise logo ke liye hi bana hai. Problem tab hoti hai jab middle class iska dream dekhne lagta hai

Plan early retirement, accumulate corpus and dont retire!! Live lavish content life, which one might have missed in absence of strong corpus 😊

Most useless viewpoint on this topic

पुराने जमाने मे कहा था RO abhi कूच 20 साल से आया है

fellow poco f1 user

What about returns??

Sir kaise hai.

Excellent advice brother. As a Credit Card user for over a year his advice regarding its usage must be taken care btw each and every points.

Shandar

Got credit card ad while watching the video, perfection 👌

Sir plesse confirm etf me compound intrest milta hai ya nahi??? Please send your numbet

Top 5 stocks to invest for next 5 to 6 yr Adani port Reliance Jio finance - IDFC First bank - Tata power

Low income person idcw option good or bad

Bhai tax b dena hota hai shares pr . Property mein aisa nhi hai

Confused thi ki kya ye sachi me hai ya dhoka.

Thank you sir bacha liya mujhe. Main bhi join karne wali thi. Kai bar call aa chuka hai.

😊

भाई जी, मुझे भी गाइड कर दो। बेस्ट 5 मुटुअल् फंड्स तो इंवेस्ट इन २०२४.😊

😅😅

पन्नी

😊😊

Already know, but good

Bs offers ke liye use karo credit card. Products afford ni kar sakte mat lo. Kch din phele oven liya, dusre din bhar diya. Q? Q ki debit card se bhi le sakte the, lekin credit card pe thode offers mil gye. Feed your needs not your ego. For most people iphone is ego buy

I recently joined Indian railways and have a decent monthly salary. So everyone including the bank told me about credit card but nobody can explain it to me , to my satisfaction. So I skipped it till now. But as my hunger for financial knowledge grew I came to know from various financial influencers that credit card can help you in so many ways other than buying iPhone. But I still don't understand it completely. Suppose I want to buy , say a tv which I can easily buy using emis bcuz I can easily pay monthly emis without a miss due to my regular monthly salary. Also I don't want to pay full in cash as it will take a significant amount of my salary. So 1. If the emi of the tv is 1/4 of my credit cards limits 30%. But the price of tv is more than 30% of my credit card. Will it affect my credit score if I buy it using emi. 2. Or It will have no change , as the amount I have to pay monthly is less than 30% of credit limit. Does that emi comes under 30% or whole price comes under 30%. This is the part I don't get.

Sahi bola sir

But I brought my laptop with no cost emi. And there is no additional cost I've paid. I used Amazon pay ICICI credit card for transaction of 1 lakh 20k. I'm not sure how you've calculated the extra hidden charge

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if fund size is large for flexi cap, dont you think..it will under perform in future?